New Jersey Personal Injury Attorney
When another person's negligence causes an injury, New Jersey law provides a path to pursue compensation for medical expenses, lost income, and long-term damages.
Attorney Thomas J. Cherichello, "The Tominator," combines 30+ years of insurance claim adjusting experience with determined legal representation to challenge insurer pushback and disputed liability.
New Jersey Personal Injury Attorney
A serious accident can change your life in an instant. Beyond the physical injuries, victims often face mounting medical bills, missed work, lost income, and uncertainty about their financial future. When another person's negligence causes an injury, New Jersey law provides a path to pursue compensation for those losses.
However, insurance companies do not always make the claims process easy. Disputes over liability, injury severity, medical treatment, and policy limitations can complicate even seemingly straightforward personal injury claims.
Thomas Cherichello, widely known as “The Tominator,” brings more than 30 years of insurance claims adjusting experience to the evaluation and pursuit of disputed claims. His understanding of how insurance companies investigate losses, assess liability, and calculate settlements provides valuable insight when challenging an insurer's position.
From motor vehicle accidents to complex insurance disputes, Thomas focuses on identifying the facts, documenting losses, and pursuing the compensation his clients are legally entitled to recover.
Understanding New Jersey Personal Injury Laws
New Jersey has specific laws governing personal injury claims, including how fault is assigned, how long injured parties have to file lawsuits, and which damages may be recovered.
These rules can significantly influence the outcome of a claim. Understanding them early can help protect your rights and prevent costly mistakes when dealing with insurance companies.
New Jersey's Modified Comparative Negligence Law
Determining who caused an accident is not always as simple as assigning responsibility to one person.
Under New Jersey's modified comparative negligence system, an injured person may still recover damages when they share some responsibility for an accident, provided their percentage of fault does not exceed 50%.
Any compensation awarded is reduced in proportion to the injured person's assigned percentage of fault.
If an accident results in $100,000 in recoverable damages but the injured person is determined to be 20% responsible, the potential recovery would be reduced to $80,000.
If that person's responsibility exceeds 50%, they generally cannot recover damages from the other parties whose negligence contributed to the accident.
Insurance companies may attempt to shift a greater percentage of fault onto an injured claimant to reduce their financial exposure.
With decades of insurance adjusting experience, Thomas Cherichello understands the importance of accident documentation, liability investigations, witness statements, and supporting evidence when evaluating disputed fault determinations.
Investigating negligence, liability disputes, and third-party injury claims.
Comprehensive medical documentation and valuation for trauma care and rehabilitation.